The recession has had an effect to one degree or another on most of our lives but for some it can literally mean the difference between having a home and not!

Arrears on mortgage payments, missed payments and at times the inability to pay at all are all too often common today.

Once the banks start writing to you threatening to evict you the reality kicks in. The paperwork they are legally bound to send you before evicting you can be very unclear and complex to understand. Many home owners across Scotland think that there is nothing that can be done. Well they would be wrong, very wrong!

New laws in 2010 now make is considerably harder for the lenders/banks to easily repossess your home. They must follow a very particular process to do so. If they fail to do so then they cannot take your home from you!

Even when it seems all too late to do anything about it you must know that it is not! We recently stopped someone from being evicted from their home after it had been to court, the court ordered the eviction and the Sheriff Officers had fixed a date for the eviction.

So the point is this; it is never too late to telephone your solicitor and take expert legal advice if you think your home is to be repossessed.

Call our expert specialist solicitors now on 0141 433 2626 and see what can be done now.